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Auto Insurance

May 21, 2011 By Leave a Comment

One must be vigilant and well prepared for an auto accident and the untold trauma suffered during an incident. The best way for a person involved in a car accident to recover the huge financial and emotional damages caused, is to purchase the right auto insurance coverage.

Green Valley Insurance Services gives you the option of choosing various auto insurance coverage packages. Our agents can conduct research to find the available options. We will find the most suitable and affordable plan for your personal needs.

Full coverage package – It offers you maximum protection. Such an insurance coverage will offer protection even if the accident takes place due to an error on the part of the policy holder. A policy which offers maximum protection will also cover incidents like car theft, vehicle crime, hit-and-run accidents, and any other kind of damage caused to the car due to any accident.

Collision coverageThis insurance package will take care of all expenses incurred in the form of repair and replacement costs by the policy holder at the time of the accident. The point to remember is that this kind of auto insurance coverage would take into account the market value of the car while paying for damages sustained.

Comprehensive coverage This insurance is meant to cover the damages that occur, or might have occurred because of events other than accidents. These events could be a flood, fire, theft, vandalism, collision with an animal, floods, or natural disaster. One must keep in mind that this coverage is optional, and is more suitable if the car is leased.

Personal injury This is very essential for all car drivers because when a person is involved in an accident, he goes through many unpleasant experiences which can be mitigated or even nullified if the driver has proper safety and protection. This is the most basic insurance coverage required in all states. It includes basic expenses like hospital bills, and part of income loss due to accidents.

Liability auto insurance coverage This is meant for providing protection to the victim of an accident, if it is the policy holder who is at fault. In this situation, to avoid incurring a heavy expenditure, the driver is recommended to opt for a liability coverage which is more than the minimum amount specified, or choose to buy extra coverage as a means of lowering the premium.

Uninsured motorist coverage This covers you under uninsured motorist bodily injury protection in case they injure someone in an accident. This type of coverage could be purchased as a form of protection against uninsured car drivers and is available in form of uninsured motorist property damage as well in which case it is meant to compensate for the repair and replacement expenses.

Our agents are experienced, and will walk you through your options and find you a policy that meets your needs, but won’t break the bank. If you’re looking for an Auto Policy and need it fast, we will do just that. Fast, affordable, auto insurance quotes and policies.

Green Valley Insurance Services
305 N Pecos Rd # C Henderson, NV, 89074 USA 
 • 702-435-8040
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Homeowners Insurance

May 21, 2011 By Leave a Comment

Many Nevada homeowners find themselves being dropped from their homeowner’s insurance carrier’s coverage, or their rates are skyrocketing.  Don’t let this happen to you!

Green Valley Insurance Services is a local Nevada insurance agent who understands the needs of Homeowners. Buying a home is a huge financial and personal investment, so you should have confidence in your home insurance provider.

Why do you need homeowners insurance?

  • If your home is destroyed by fire or damaged by a natural disaster, you’d need money to repair or replace it.
  • If a guest in your home is injured, liability protection and medical coverage help pay expenses.
  • If you are a victim of theft or vandalism, it can reimburse you for your loss, or pay for repairs.
  • If you are still paying for your home, your lender will require that you have insurance.

A Homeowner’s insurance policy is important for any homeowner, there’s no doubt about that. Whether you’re buying your first home, or building your dream house, you need to take the right steps in protecting your home and your family from risk. Purchasing Homeowner’s Insurance is not something to rush through, and the agents at Green Valley Insurance Services will take the time to understand you and your family’s needs. Your homeowner’s insurance policy is your financial protection against damages and liability issues.

Green Valley Insurance Services has the experience and resources to get you a policy that best suits your needs at a price that you can afford. You can also save up to 30% by combining your homeowner’s policy with our auto insurance, business insurance, life insurance, or any other insurance policy we provide.

Fill out our free homeowner’s insurance quote form, or contact us at Green Valley Insurance Services for more information. We understand the importance of protecting your home, and will work hard to provide you with comprehensive coverage that will be there when you need it!

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Life Insurance

May 21, 2011 By Leave a Comment

Term life insurance, whole life insurance, universal life insurance, variable life insurance, survivor-ship insurance… the list and combinations seem endless. Do you know which life insurance policy type is right for you? At Green Valley Insurance Services we can help. Our dedicated team of life insurance professionals understand Nevada’s market and regulations and can find the right plan, or mixture of plans for your specific needs.

Term Life Insurance Basics:

  • Coverage for a “term” or period of your life.
  • Lower premiums for a higher coverage.
  • Rates can change after specific terms expire.
  • No equity – cannot be used as cash value.

Permanent Life Insurance Basics :

  • Exactly like it says – permanent, not for a specific period.
  • Protection carries with you your entire life.
  • Can build equity and have cash value.
  • Higher premiums than term life, but can be more valuable in the long run.

Term and Life Together :

  • Build a lifelong base of whole life coverage.
  • Supplement specific times of your life with term insurance.

When to choose term life insurance?
Most people choosing term life insurance have a strategy for long term net worth and need specific coverage for a period of their lives to protect debt, loved ones, and children. For a homeowner with children, it might make sense to have a term life policy to cover the mortgage and living needs until their children are old enough to provide for themselves. In this case the term would expire around the time your children move out.

When should you choose whole life insurance?
Whole life insurance can be used in the retirement years as cash assets. It can provide equity for loans and have fixed payments that do not increase with time. Many times whole life insurance policies will pay dividends, although not always.

With so many options many people find themselves overwhelmed when they receive a life insurance quote. Have one of our life insurance professionals put together the right life insurance policy for you.

For more information on a Whole Life Insurance / Term Life Insurance policy, contact Green Valley Insurance Services at 702-435-8040 or fill out our form above for your online Life Insurance Quote Today!

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Renters Insurance

May 21, 2011 By Leave a Comment

People who occupy their own homes understand the importance of having coverage against things like vandalism, fire, theft, floods, earthquakes, and other natural disasters, and even then they sometimes choose not to insure their property against the occurrence of an incident with liability insurance for rental property.

However, the moment a property owner decides to lease the property, different liability and safety considerations arise. There are now, commercial considerations, and to address this, the major carriers offer special rental insurance policies for landlords that are sometimes referred to as rental homes insurance.

Renters Insurance Coverage
A renters insurance policy can help protect your personal property from fire damage, theft, and vandalism while also providing liability protection for your visitors and guests. Even with electronics, jewelry, clothing and more, research has shown the average renter owns $30,000 in personal property. (Actual values may vary throughout the U.S., and $30,000 is a rounded estimate of personal property value for a standard two-bedroom apartment.)

Your renters insurance policy typically includes:

  • Personal Property Protection – Covering the loss or damage of a renter’s personal belongings usually on and, in most cases, off of your premises
  • Liability Protection – Providing legal representation and protection against judgments for covered events
  • Guest Medical Protection -generally covers medical costs for visitors injured at a renter’s home
  • Reimbursed Living Expenses – Reimbursement for costs of temporary housing, should it be necessary

Green Valley Insurance Services offers a variety of ways to save with renters insurance discounts for:

  • Monitored fire and burglar alarms
  • Local ultrasonic burglar alarms
  • Dead bolt locks on all exterior entryways
  • Fire extinguishers
  • Sprinkler systems

Renters insurance combined with auto insurance or other policies

Purchasing renters insurance ensures that your property is protected. Don’t make the mistake of thinking you are invincible, you do need insurance for your belongings, even if you live in a rental property. You are the only one who is responsible for protecting your assets.

For more information on Renters Insurance, contact Green Valley Insurance Services at 702-435-8040 or fill out our form above for a online Renters Insurance Quote

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Umbrella Insurance

May 21, 2011 By Leave a Comment

A personal liability umbrella insurance policy can give one added liability protection without a large added cost. Additional liability insurance is often inexpensive, especially compared to the added coverage one gains. Most liability coverage that rests within your current insurance policies only covers bodily injury and property damage to others. Umbrella policies will extend those limits to not only provide additional coverage for bodily injury and property damage, but also to cover things that are not listed under regular liability allowances.

Every policy is different, so what is considered a covered liability issue under one insurance policy may not be covered on another insurance policy. Umbrella Insurance kicks in when these situations present themselves and/or you exceed the amount of liability coverage for the events that are already allowed under your regular insurance policies. Liability insurance is the portion of a homeowners insurance or auto insurance policy that pays expenses to an injured persons medical bills, rehabilitative therapy, and lost wages due to the negligence of the at fault person.

After adding up all of the medical expenses for the injured and the legal fees of the negligent person, the standard liability in one’s homeowners or auto insurance policy is often not enough. Almost every state has financial responsibility laws that will hold drivers accountable for bodily injury and property damage resulting from car accidents and the “at fault” driver could be sued for the damage. Personal assets from the “at fault” driver could be seized resulting from a lawsuit. Similar laws are also in force for home and watercraft owners.

For more information on purchasing an Umbrella Insurance policy, contact Green Valley Insurance Services at 702-435-8040 or fill out the form above for an online Umbrella Insurance policy Quote today.

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Motorcycle Insurance

May 21, 2011 By Leave a Comment

Getting your motorcycle insured can be a tedious task. The idea should be to try and get the BEST motorcycle insurance deal on the market, which will have the essential features of covering for loss against damages as well as not being too costly on the wallet. Whether you’re a weekend warrior, a casual rider, or a hardcore motorcyclist, motorcycle insurance policy offers protection for you, your bike, and your accessories.

Green Valley Insurance Service’s policies are designed to meet the personal and financial needs of most motorcycle owners. Our motorcycle insurance policies cover many types of bikes, so if you’re looking for an Insurance policy for scooter insurance, dirt bike, moped, classic motorcycle, or street bike insurance, a personalized policy is what you need.

We offer competitive prices plus convenient payment plans. You’ll want to qualify for some of our discounts that could significantly lower your motorcycle insurance premium.

You may qualify for a number of discounts including:

  • Insuring more than one motorcycle
  • Mature riders
  • Renewals
  • Credit for qualified safety courses
  • Multi-policies with our company

You deserve the right policy at the right price. Regardless of the type of motorcycle rider you are, we quote motorcycle insurance for every type of bike or lifestyle. Why not get started today, and save with an online Nevada motorcycle insurance quote?

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Watercraft Insurance

May 21, 2011 By Leave a Comment

Whether you use your boat to fish, cruise, or race, we know it must be pretty difficult to picture your life without it. Green Valley Insurance Services can provide you with information to help you choose the best coverage for your watercraft insurance policy.

Boat insurance covers many kinds of boats, so even if you’re looking for specific coverage—like personal watercraft, jet boat, sailboat, fishing boat, or house boat insurance you can be certain we will provide you with the best protection available. We understand the differences between power boaters, sailors, and commercial fishermen, and can tailor an insurance policy to your unique needs.

Our watercraft insurance policy typically insures you against many common liability losses, you may be covered for, including:

  • Damage to another craft or dock.
  • Bodily injury or death to another person due to your negligence.
  • Negligence of another boater while using your personal watercraft.
  • Water skiers or wake boarders who become injured using your craft.
  • Damage to the hull, machinery, or equipment.
  • Injury caused by an uninsured watercraft operator.
  • Towing assistance

Whether you’re a lifelong boater or just getting started, we can find ways for you to save on your next watercraft insurance policy.

We offer discounts for:

  • Completing a boater safety course
  • Multiple boat coverage
  • Combining watercraft insurance with another insurance policy(auto or homeowners)

It’s always a good idea to take a close look at your new or existing marine policy. You deserve the right policy at the right price. We can help. Call us at 702-435-8040 or fill out the form above for an online watercraft insurance quote, and learn how we can keep you safe and secure with a Nevada watercraft insurance policy.

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RV / Motorhome Insurance

April 1, 2011 By 1 Comment

Motor Home Insurance presents a unique situation because it’s a motor vehicle, so it’ll need all the insurance you’d get for a car. A Motor home could also be where you live, whether on a permanent basis while wandering the open roads, or just for a short time while you’re going to the big game or visiting a major landmark you’ve always wanted to visit.

Our friendly staff can recommend more than just the basic protection plans that are offered by some Motor home Insurance policies. We’re happy to provide the resources of our experience in the insurance industry in finding the right coverage for your particular recreational vehicle insurance needs. Keep in mind that RV insurance covers several kinds of vehicles such as motor homes, including Class A, B, and C, motor coaches, camper vans, travel trailers, campers, pop-ups, fifth wheels, and toy haulers.

So if you’re searching for Motor Home Insurance, Travel trailers, Camper, Camper Van , then an RV insurance policy is what you need. We have dedicated specialists trained to provide exceptional service with premium programs.

Our insurance policies for Recreational Vehicles can provide the kind of coverage to give you real peace of mind including:

  • Collision
  • Property damage
  • Theft
  • Vandalism
  • Uninsured or under insured drivers
  • Roadside assistance
  • Towing and labor
  • Vacation liability


So focus on your adventure, and leave the insurance to us!
For more information on RV/Motorhome Insurance, contact: Green Valley Insurance Services at 702-435-8040 or fill out our form above for online service today.

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